Online Privacy Statement

We know how important your privacy is to you. Whether you are a current customer or just visiting our website, we are committed to maintaining the confidentiality of the information you provide in the same way that we protect it when you provide it to us over the telephone, in person or through the mail.

This Online Privacy Statement applies to the following entities as of January 1, 2010:

  • Fort Dearborn Life Insurance Company®
  • Fort Dearborn Life Insurance Company® of New York
  • Colorado Bankers Life Insurance Company®
  • Dental Network of America® (DNoA)
  • Dentemax®
  • Preferred Financial Corporation®
  • Health Care Service Corporation, a Mutual Legal Reserve Company

Because we value your relationship with us, our Online Privacy Statement for our website is detailed below:

Information Practices

We recognize and respect your desire for privacy when it comes to your insurance needs. You can visit us on our public website without sharing information about yourself. We do not collect your personally identifiable information, such as your name, street address, email address, telephone number and/or social security number, unless you willingly provide it to us.

This website does not use session or persistent cookies to gather non-personally identifiable information about site visitors. A session cookie is a small text file that is sent to your browser when you access a website and is then stored temporarily in memory. Persistent cookies are generally sent to and saved on your computer when you submit information on a website. This cookie will prevent you from again being asked to complete the same information when you revisit the website.

Privacy and Email

We use encryption on certain areas of our website, and on other areas, we do not use encryption. Please use your best judgment when sending confidential and/or personal information via email. An email may be copied, altered, or destroyed. Some networks may use a secure website to protect your privacy, while others may not.

If you need to send confidential or personal information to us, please call the appropriate telephone number in our Contact Us section.

We preserve your email address, the content of your email, and our response so that we can efficiently address the questions you might have and to comply with all applicable state and federal laws. We will maintain your personally identifiable information, as well as any other insurance transactions, according to our published Customer Privacy Notice.


This website may contain hyperlinks or links to and from other Internet sites. Those other Internet sites may have different online privacy practices from our website. This Online Privacy Statement applies only to our site. Please review the online privacy statements of any other Internet sites you may visit. Those hyperlinks do not imply an affiliation between us and the site owner, or any endorsement, approval, or verification of any content contained on other websites.


Our website is intended to be used only by adults.

Changes to the Online Privacy Statement

The foregoing Online Privacy Statement is effective as of January 1, 2010. We reserve the right to change this Online Privacy Statement, at our sole discretion, from time to time without notice. We encourage you to return to this page frequently for any changes to our Online Privacy Statement. This Statement is not intended to and does not create any contractual or other legal right in or on behalf of any party.