What is Short-Term Disability (STD)?
How are my weekly earnings calculated?
What is an Elimination Period?
What is the elimination period for STD?
When do STD benefits become payable?
Is there a pre-existing condition clause in the STD plan?
Will I receive benefits if I am disabled due to a pre-existing condition?
How do I file a claim for STD?
What is the deadline to file a Short-Term Disability (STD) claim?
What is the time frame for processing my STD claim?
Do I have to continue to pay premiums when receiving disability benefits?
What happens if my claim is denied?
How do I file an appeal if my claim is denied?
How long will it take to make a decision regarding my appeal?
What is the appeal process if my claim is denied?
How long will I receive STD benefits?
What happens if I am receiving other sources of income?
Is pregnancy or childbirth covered under my STD coverage?
If you perform a home pregnancy test during the 3 months prior to the coverage effective date, and the results are positive, will the claim be denied as pre-existing?
If you receive treatment from a physician for the diagnosis of infertility during the 3 months prior to the coverage effective date, and then becomes pregnant after the effective date, will the claim be denied as pre-existing?
What happens if I did not enroll for STD benefits because I was disabled and receiving benefits from The Hartford during the enrollment period?
What happens if I have a change in my family status?
What happens if the disability for which I was receiving benefits from The Hartford recurs?
What should I do if I am do not know if I should file my disability claim with Dearborn National or with The Hartford?