Minors can be named as beneficiaries; however, minors cannot receive payment of the proceeds. Additional expense and delays in payment are incurred by the minor's guardian in procuring Court Appointed/Ordered Guardianship of the minor's Estate. The proceeds payable to the minor cannot be used for funeral expenses, settling of your Estate, etc. You may want to obtain the assistance of an attorney to help consider the most appropriate way for death benefits to be paid on behalf of any minor beneficiaries.