Those persons who decide to enroll in Voluntary Life or increase some System insurance coverages after the initial period of eligibility will be required to provide evidence of insurability which is acceptable to Dearborn National. Examples of when EOI is required are: 1) when adding or increasing Voluntary Group Term Life (VGTL) for the Retired Employee following a qualified change in status event; 2) for Retired Employees requesting to increase coverage; or for individuals returning to the System following a break from active employment status to obtain retirement status: $3,000 Basic GTL is guaranteed issue; EOI is required for the $7,000, $10,000, $25,000 or $50,000 amount.