When medical records are requested, the applicant/patient is responsible for signing the authorization on the Attending Physician's Statement form and providing it to the physician or medical facility listed on the form for completion. The applicant/patient is responsible for any fee charged for completion of the APS form/release of medical records.
 
When a paramedical examination, urinalysis, blood test, MD exam, EKG, etc. is requested by our Medical Underwriters (based on the age of the person(s) applying for coverage and the coverage amount), the requested procedure(s) will be paid for by us. You will be notified in writing of the specific procedure(s) requested and the name of the paramedical facility that will be contacting you to schedule a convenient time/place to obtain the requirements.