Dearborn National

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What You Should Know About Critical Illness Insurance

If you become critically ill, medical expenses might be only the beginning of your financial troubles.

If you are like many Americans, you could find it very difficult to financially survive a critical illness.

Unexpected Expenses
More than
25 million
middle class American families are living paycheck to paycheck. One in five have missed payments on their bills.1

Unexpected Expenses
According to the Federal Reserve Board,
43%
of Americans could not meet an unexpected expense of
$400.2

Coronary Event
Approximately every
34 seconds
an American has a coronary event.3

Stroke
On average, every
40 seconds
someone in the United States has a stroke.4


The lifetime probability of developing cancer is

Men
1 in 2
for men.5

Women
1 in 3
for women.6

When a critical illness occurs – cancer, heart attack or any other serious condition that affects your life – medical expenses won’t be the only expenses you need to be concerned about.

Our Critical Illness insurance provides cash for the unplanned expenses of a critical illness. It works alongside your major medical coverage and pays benefits directly to you to help pay for out-of-pocket expenses, such as:

  • Medical deductibles and co-insurance
  • Transportation to and from treatment
  • Daily living assistance, such as meal preparation and shopping
  • Childcare and eldercare
  • Home repair and maintenance, such as lawn care
  • Spouse or partner taking time off to act as caregiver

Plus it’s more affordable than most people think.

On average, a 43-year-old person, along with a spouse and three children, can be covered by a $10,000 critical illness benefit for as little as $25 per month.

A couple in their early 30s can purchase a $10,000 critical illness plan for less than $3 a week.

For about $10 per week, a 48-year-old woman can have $20,000 of critical illness coverage.

Contact us to learn how we can help meet your insurance needs.

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