Dearborn National

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What You Should Know about Accidental Death & Dismemberment Insurance

Unfortunately, accidents can sometimes happen, and sometimes they can have serious consequences.

Car accident

Accidental deaths have increased
over the last decade.1

All unintentional injury deaths for 2014:

  • Number of deaths: 136,053
  • Deaths per 100,000 population: 42.7
  • Cause of death rank: 42

In 2014, accidental deaths ranked number 4 as a leading cause of death behind heart disease (1), cancer (2) and chronic lower respiratory disease.3

Top 5 Causes of Accidental Death


Motor Vehicle




We work with producers and employers to provide both employer-sponsored group plans and voluntary group plans for employees.

Drug Overdoses
From 2000 to 2015, more than half a million people died from drug overdoses. 91 Americans die every day from an opioid overdose.5

Car Crashes
More people die in car crashes each year in the U.S. than in other high-income countries.6

Falls are the leading cause of fatal injury among older adults.7

25% of Americans aged 65+ fall each year.8

AD&D insurance helps you financially protect yourself and your family.

It provides money for you and your loved ones in case you experience an accidental death or dismemberment.

How does AD&D insurance differ from life insurance?

AD&D provides coverage in case you pass away or become dismembered as the result of an accident. It’s coverage for an unplanned event. Life insurance, on the other hand, provides coverage for a specific amount of time and pays benefits if you pass away during that time period.

Contact us to learn how we can help meet your insurance needs.