Dearborn National

Employers

  • Contingent Beneficiary

    Person or persons named to receive proceeds in case the primary beneficiary is not alive. Also referred to as a secondary or tertiary beneficiary.

  • Evidence of Insurability (EOI)

    Statements or proof of a person’s physical condition affecting the acceptance for insurance.

  • Health Savings Account (HSA)

    A tax-advantaged medical savings account available to taxpayers in the U.S. who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit.

  • Portability

    Allows policyholder to continue ("port") his/her insurance coverage when his/her employment is being voluntarily or involuntarily terminated.

  • Supplemental Life Insurance

    Additional life insurance coverage on top of your Basic Life insurance.

  • Waiver of Premium

    A clause that waives the policyholder's obligation to pay any further premiums should he/she become seriously ill or disabled. It allows people to benefit from an insurance policy, even when they cannot work.

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