Who We Are
We Are Dearborn National®
Dearborn National offers a broad selection of highly competitive insurance and financial products covering diverse markets, including: Group Benefits (employer-paid/voluntary), Worksite, Individual and an array of Enhanced Product Services.
We serve groups and individuals, including some of the largest companies and most recognized names in the United States. The Dearborn National Dental Network is one of the largest in the U.S. with more than 238,409 dental access points. In addition, we are among the leading providers of group insurance benefits in the United States. In fact, we rank fourth for total number of Group Life contracts in force1, and we insure and/or administer benefits to nearly 11 million people.
Combined, our companies boast:
- Total annual net revenues of nearly $1.4 billion
- Total assets of nearly $3.7 billion
- Shareholder's Equity of more than $670 million
- More than 40 years of industry experience
The parent company of the Dearborn National brand companies, Health Care Service Corporation, a Mutual Legal Reserve Company, (HCSC) is the largest non-investor owned health insurer in the United States and the fourth largest overall.
We Are Everywhere
The Dearborn National brand companies are licensed in all 50 states, as well as the District of Columbia, the U.S. Virgin Islands, the British Virgin Islands, Guam and Puerto Rico. Across the nation, we have more than 30 administrative and sales offices providing service and support to our producers and members. We also have an international presence as the exclusive U.S. member of the Swiss Life Network.
We Uphold Values That Set Us Apart
Our values differentiate us from our competitors and help define the way we do business.
Strength. We are financially strong and capable of fulfilling our promises. The bottom line is that we maintain a strong balance sheet backed by conservative investment polices to ensure we are able to fulfill our commitments.
Independence. Today, many insurance companies are publicly traded stock companies that must satisfy the demands of their institutional stockholders and analysts. Dearborn National is privately held, which means our purpose and our objectives will always focus on offering products and services that are in the best interest of our customers.
Solutions. It is not acceptable to provide one-size-fits-all products and services. As a matter of principle, we believe in providing solutions of the highest caliber, because a first-rate product is the only thing good enough for our customers. That’s why we continually re-evaluate our products and services to make sure we are meeting the needs of each of our clients and offering the solutions that work best for them. We build relationships in which we listen to our customers and provide big-company solutions with a small-company touch.
1Based on results shown in LIMRA’s Group Life Sales and In Force 2011 Annual Results.