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Benefits Book and BrochureSTDLTDLimitations and Exclusions
Current Benefits Book & Brochure
The current Benefits Book and Brochure for Active Employees describes the Disability Insurance benefits available to active employees for Plan Year 2012, effective September 1, 2011.
  • The Benefits Book provides detail on your Disability Insurance benefits coverages available, as well as step-by-step instructions for filing claims.
  • The Benefits Brochure gives a high-level outline of the Disability benefits available.
In the event of a conflict or inconsistency between the provisions of the benefits book and the master group policy or plan document, the master group policy or plan document will control.

Note: "Read Out Loud" is a Text-to-Speech (TTS) tool that is built into Adobe Reader 6.0 and up. It reads text contained within any of the PDF documents below. From the Adobe Reader "View" menu select "Read Out Loud" and then your reading preference ("Read This Page Only" or "Read To End of Document").
PDF  Benefits Book PDF requires Adobe Reader
PDF  Benefits Brochure PDF requires Adobe Reader
PDF  PDF by section requires Adobe Reader
  Download and print individual Benefits Book sections.
   
   
InfoTo view previous coverage information, visit the Benefits Book and Brochure Archive.