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Active Employees » Text Size Active Employees Limitations and Exclusions Limitations and Exclusions is a summary document of all coverage limitations and exclusions for active employees. To view or download, make a selection below. Note: "Read Out Loud" is a Text-to-Speech (TTS) tool that is built into Adobe Reader 6.0 and up. It reads text contained within any of the PDF documents below. From the Adobe Reader "View" menu select "Read Out Loud" and then your reading preference ("Read This Page Only" or "Read To End of Document").   PDF requires Adobe Reader   Download and print the limitations and exclusions for   all coverages. Limitations and Exclusions   Online QuickView requires Flash   Scroll, search by words, phrases, or page number, and print. Limitations and Exclusions   PDF by limitation and exclusion requires Adobe Reader   Download and print individual limitations   and exclusions. Optional Group Term Life Insurance Exclusion for Active Employees and Retirees   Accelerated Life Benefit Exclusions for Active Employees and Retirees   Dependent Group Term Life Insurance Exclusion   Accelerated Life Benefit Exclusions for Dependents             Accidental Death, Dismemberment and Loss of Sight (AD&D) Benefits and Voluntary AD&D Benefits for Active Employees and Dependents Limitations and Exclusions   Disability Insurance for Active Employees Limitations and Exclusions To view previous coverage information, visit the Active Employees Limitations and Exclusions Archive.

Products and services marketed under the Dearborn National® brand and the star logo are underwritten and/or provided by the following companies: Fort Dearborn Life Insurance Company® (Downers Grove, Illinois) and Colorado Bankers Life Insurance Company® (Greenwood Village, Colorado), both of which are not licensed in and do not solicit business in New York; in New York, the company is Fort Dearborn Life Insurance Company® of New York (Pittsford, New York). Product features and availability vary by state and company, and are solely the responsibility of each affiliate. Online Privacy Statement  •  Legal Disclaimer  •  Customer Privacy Notice © 2012 Dearborn National brand companies. All Rights Reserved.