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Active Employees » Text Size Active Employees Current Benefits Book The Group Term Life and Optional Coverages Benefits Book for Active Employees describes the coverages available to eligible active employees and their dependents, as well as step-by-step instructions for filing claims. In the event of a conflict or inconsistency between the provisions of the benefits book and the master group policy or plan document, the master group policy or plan document will control. To view or download, please make a selection below. Note: "Read Out Loud" is a Text-to-Speech (TTS) tool that is built into Adobe Reader 6.0 and up. It reads text contained within any of the PDF documents below. From the Adobe Reader "View" menu select "Read Out Loud" and then your reading preference ("Read This Page Only" or "Read To End of Document").   PDF requires Adobe Reader   Download and print the Benefits Book in its entirety. Active Employees Benefits Book   Online QuickView requires Flash   Scroll, search by words, phrases or page number and print. Active Employees Benefits Book   PDF by section requires Adobe Reader   Download and print individual Benefits Book sections. Intro: Table of Contents   Section 1: About This Book   Section 2: Basic Group Term Life Insurance with Accelerated Life Benefit and AD&D   Section 3: Optional Group Term Life Insurance with Accelerated Life Benefit and AD&D   Section 4: Dependent Group Term Life Insurance with Accelerated Life Benefit and AD&D   Section 5: Voluntary Accidental Death and Dismemberment (Voluntary AD&D)         Section 6: Provisions Applicable to All Group Term Life, AD&D, and Voluntary AD&D   Section 7: Definitions for Group Term Life, AD&D and Voluntary AD&D   Section 8: Group Disability Income Plan   Section 9: Index To view previous coverage information, visit the Active Employees Benefits Book Archive.

Products and services marketed under the Dearborn National® brand and the star logo are underwritten and/or provided by the following companies: Fort Dearborn Life Insurance Company® (Downers Grove, Illinois) and Colorado Bankers Life Insurance Company® (Greenwood Village, Colorado), both of which are not licensed in and do not solicit business in New York; in New York, the company is Fort Dearborn Life Insurance Company® of New York (Pittsford, New York). Product features and availability vary by state and company, and are solely the responsibility of each affiliate. Online Privacy Statement  •  Legal Disclaimer  •  Customer Privacy Notice © 2012 Dearborn National brand companies. All Rights Reserved.